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Greer State Bank reports positive quarter

STAFF REPORTS
Published on Friday, April 29, 2016

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Greer State Bank reports positive quarter
Greer Bancshares Incorporated, the parent company of Greer State Bank, Friday reported quarterly net income attributable to common shareholders of $661,000 or 27 cents per diluted common share, as compared to the prior year first quarter net income of $761,000 or $31 cents per diluted common share.

It is noted that last year’s net income included gains on the sale of securities totaling $247,000.

Following are highlights of the quarter:

• Total assets grew by $9.8 million, or at a 10.4 percent annualized rate.

• Total deposits increased to $292.5 million, up $16.9 million since December 2015.

• Total loans outstanding increased to $208.7 million, up $2.7 million since December 2015.

• Nonaccrual loans decreased from 2.92 percent to 2.74 percent in the first quarter of 2016.

• Total borrowings were reduced by $9 million since December 2015.

“The company produced good financial results in the first quarter, as the bank continued to grow at a good pace,” stated J. Richard Medlock, Jr., President and CEO.

“We are fortunate to be located in a dynamic market in which the local economy has continued to gain momentum,” Medlock said. “We are dedicated to being a top performing community bank that provides exceptional banking services to our communities and a good financial return for our shareholders. We look forward to continued success during the remainder of 2016.”

 

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