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Second quarter profit continues Greer State Bank's 2-year momentum

Published on Monday, July 22, 2013

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"The positive momentum continues at Greer State Bank as we recognize our seventh consecutive quarter of profitable performance."

George Burdette

President / CEO of Greer State Bank

Greer Bancshares Incorporated, the parent company of Greer State Bank, today reported its seventh straight profitable quarter. The June 30 second quarter report continues the bank’s momentum with its staff and financial restructuring.

The second quarter net income was attributable to common shareholders of $7.7 million, or $3.12 per diluted common share. That compared to the same quarter last year of net income of $1.1 million or $0.45 per diluted common share.

“The positive momentum continues at Greer State Bank as we recognize our seventh consecutive quarter of profitable performance,” George Burdette, President and CEO of Greer State Bank, said in a statement. “We are pleased to be part of the growing Greer-area community and remain committed to serving local customers well.”

The current year quarter was aided significantly by a credit to the loan loss provision for $1.7 million, as well as a non-cash reversal of the deferred tax asset valuation allowance of $5.5 million.

As of June 30 the bank’s:

• total assets were $370 million, up from $361 million at December 31, 2012,

• total loans outstanding were $187 million, down from $196 million at December 31, 2012,

•  total deposits were $267 million, up from $261 million at December 31, 2012,

•   non-accrual loans were $3.6 million, down from $3.9 million at December 31, 2012,

•   past-due loans were $3.8 million, up from $2.9 million at December 31, 2012.

 

 

 

Businesses mentioned in this article.

Greer State Bank

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